Now Californians find out they don't have flood insurance!

[thewayne]

*sigh*

47% of Americans surveyed think that flood protection comes with homeowner's insurance. It does not. It is an add-on policy. It not only protects you against things like the massive California floods, but also if your water heater bursts and damages the floor and carpets, or pipes in the ceiling leak and you have problems up there.

It's not a bad idea.

Californians? Apparently only 1.3% of them have flood insurance.

Oh my, do they have a wake-up call coming! And with Republicans in charge of the House - which allocates the nation's finances - and their broad hatred of things California, I would expect any sort of major financial relief to be quite stingy.

https://gizmodo.com/california-is-in-for-a-flood-insurance-wake-up-call-1850001122

Comments

[kathmandu]

I had not realized 'flood' as in rising waters and 'flood' as in broken plumbing were covered by the same clause. That explains why the mortgaging bank wanted flood insurance on my mother's house even though it was located on the top of a hill. We used to joke that if that house were ever flooded by the river rising from below, we'd need a new Ark.

[thewayne]

We live at 9,000', in the middle of a national forest and literally on the top of a mountain.  There are few places in town higher than ours.  We should have flood insurance, but don't.  We live in a manufactured house, so all the plumbing is beneath and accessible.  Yeah, the insurance is basically for catastrophic water damage, which the California floods certainly fall under!