Now Californians find out they don't have flood insurance!

[thewayne]

*sigh*

47% of Americans surveyed think that flood protection comes with homeowner's insurance. It does not. It is an add-on policy. It not only protects you against things like the massive California floods, but also if your water heater bursts and damages the floor and carpets, or pipes in the ceiling leak and you have problems up there.

It's not a bad idea.

Californians? Apparently only 1.3% of them have flood insurance.

Oh my, do they have a wake-up call coming! And with Republicans in charge of the House - which allocates the nation's finances - and their broad hatred of things California, I would expect any sort of major financial relief to be quite stingy.

https://gizmodo.com/california-is-in-for-a-flood-insurance-wake-up-call-1850001122

Comments

[silveradept]

I knew that flood insurance was an additional rider, but I hadn't realized that it was non-specific to weather events but instead to cover any and all water damage. That makes it a more interesting choice to talk about with an agent since I live in a place that gets a lot of rain, and sometimes very heavy rain.

[thewayne]

Yep.  It'd also help you if your roof was surreptitiously leaking on you.  I think it also gives you add'l protection for your goods if water-damaged, but I may not be accurate on that.