Something to watch out for if you use Paypal a lot

[thewayne]

It's most applicable if you have multiple cards in it.

Recently I opened up my bank account online and found, much to my surprise, a balance on my credit card! It should have been zero. The amount corresponded to a recent online purchase that I'd made through Paypal, but I told PP to use my debit card, so it should have gone to my checking account.

Yesterday, I made an eBay purchase, again using Paypal, and this time I paid attention.

The order of my cards had changed! My credit card had been at the bottom of my list, it was now at the top! I don't know why, the last four digits of the card would have placed it after my debit card, and the bank name is the same. I marked my debit card as Prefered, so hopefully this won't happen again.

Dunno what happened, but something to keep an eye on if you don't want your credit card to be accidentally used!

Comments

[kaishin108]

Thanks for saying. I noticed that too. Maybe a glitch but it took me by surprise.

[thewayne]

Yeah, it was weird.  Sorry it happened to you, glad it wasn't only me!  I'm suspecting someone changed some base programming code and didn't realize it would do this.

[moonhare]

I only use debit or checking on PP, but watch the order carefully if one won’t cover the purchase. I just looked and they haven’t changed the order in my prefs.

Good that you caught this in your account, and thanks for the post!!

[thewayne]

YW!  I'm thinking perhaps I should delete my credit card from PP, but perhaps I should actually use it more on big purchases since it gives me better protections in some cases.

[disneydream06]

WOW. good thing you were paying attention. :o
Hugs, Jon

[silveradept]

That's a good thing to know. I try not to link things to PayPal or other such things if I can avoid it, although it might be a beneficial change, because credit cards often have better fraud and consumer protections than debit cards do.