That's too bad the temporary number idea didn't take off, because if it was sensible and easy to use, that would totally be the thing to do. Or that everyone gets a gift card number to use - they can move money into it without fees, so any time they're buying something, only the number with a fixed amount of possible loss is exposed.
The gift card idea seems a good one to me, the big gotcha being whether you can refill it without fees. I use gift cards in a one-shot way, use it up and toss it.
I've also considered the concept of a second checking account if your bank allows instant funds transfer between accounts and hopefully being able to open two accounts online at once. One possibility of the latter would be to simply use two different browsers to keep the cookies isolated, I have four browsers on my computers, three of which are used regularly, the fourth is Opera and only used as a (rarely used) torrent client.
Well, for all that credit card companies get wrong, their fraud liability seems to be the right way of doing things, so the second checking account seems like a potentially riskier prospect.
no subject
Date: 2014-07-25 01:18 pm (UTC)no subject
Date: 2014-07-25 05:34 pm (UTC)I've also considered the concept of a second checking account if your bank allows instant funds transfer between accounts and hopefully being able to open two accounts online at once. One possibility of the latter would be to simply use two different browsers to keep the cookies isolated, I have four browsers on my computers, three of which are used regularly, the fourth is Opera and only used as a (rarely used) torrent client.
no subject
Date: 2014-07-25 06:07 pm (UTC)